There is a new reality out there–a new normal. What was once certain–that you would be able to retire comfortably; that you would pay for your kids’ education; that your home would appreciate in value–is no longer a sure thing. So much has changed on the financial landscape that it’s hard to know which moves are the right ones to make. Suze Orman’s million-copy, bestselling financial action plan will show you the way.
""The 2009 Action Plan is designed to be (and is) a quick read that offers an overview of where we are, where we are headed, and how we can position ourselves for the ride. For those people who recognize they need to make a plan but aren’t sure where to start, the hour or so it will take to read this book is one of the best financial investments currently available." - Curled Up
"It may be worth looking at if you want help establishing a good financial plan." - The Balance
The problem with being an adult is that you can basically do anything you want; no one’s going to stop you. whether that means spending several thousand dollars on something you don’t need or excessively eating out and hurting your monthly income; no one’s there to tell you can’t do this
This book is not really about money, it is about creating the life you want. A part of that is deciding what role you want money to play in it. We all have money in our lives, what matters is that you master money and it doesn’t master you. The secret
Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people.Money-investing, personal finance, and business decisions-is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real
It's no surprise that a record number of Americans are declaring bankruptcy while consumer debt and foreclosures are at an all time high. Many adults simply don't have the basic financial knowledge to safely navigate today's environment of predatory lending, identity theft, and nonstop consumer marketing. What's more, they don't know
The Millionaire Next Door identifies seven common traits that show up again and again among those who have accumulated wealth. You will learn, for example, that millionaires bargain shop for used cars, pay a tiny fraction of their wealth in income tax, raise children who are often unaware of their family’s
Arresting every fraudster and punishing him are very expensive and require a lot of unavailable human and financial resources. The damaging effects of fraud would not be reversed, nor would lost assets or reputations be restored when fraud is discovered. It is economically more feasible to prevent fraud than to detect
The book is a story of Robert Kiyosaki, the author and narrator, who has two dads: the biological father (the poor one), and the other dad who was the father of his close childhood friend. Both dads taught the author how to achieve success but from different perspectives, and throughout the
A secure financial future is in large part going to be a function of how willing you are to take action today.
The era of living beyond our means is giving way to an age of living a more meaningful life based on financial honesty.
Crises force us to take a clear-eyed view of what went wrong and compel us to make necessary adjustments to avoid the same suffering again.
In tough times, you take the best offer available and appreciate that you have a job that allows you to support your family.
There is no guarantee your next employer needs those very skills or values them as much as your former employer did.
The best way to protect your family is to know that you will still be able to pay the bills while you look for a new job.
Without short-term or long-term credit, a business is going to find it doubly tough to get through the economic slowdown.
I want you to be in a position to know you have savings set aside to cover the mortgage while you job-hunt.
Over time, a home can be one of the most satisfying investments you can make, but you have to make sure you can afford it.
You cannot move forward building an honest financial life, if you do not first understand where you are today.
Tomorrow is here, and it requires a commitment to taking the actions that put you and your family on a lasting path to financial security.
The financial crisis has served as a deafening wake-up call that will not stop ringing in your ears.
If you use online banking, print out each payment for at least six months and tuck them in a safe place.
Be very careful when asked to cosign any loan, no matter how much you love the person who is asking for your help.
Build a real emergency savings account. Relying on your credit card to bail you out of emergencies is too dangerous.
Be very careful where you turn to for help with credit card debt. Debt consolidators are often a very bad deal.
When it comes to financial matters, often the decisions that calm us amid tumult are actions that can imperil our long-term security.
No matter how conscientious you have been with managing your money, the events of 2008 have battered us all.